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Attention homeowners in Flint and Genesee County: Need an appraisal?
The top seven reasons why Michigan homeowners call on ALLIED REAL ESTATE APPRAISERS, INC.:
- Pre-listing appraisals (whether you're using an agent or selling the home on your own)
- Challenge Genesee County's assessment of your property
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To cut a mortgage payment by removing PMI
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Reinstate your Home Equity Line of Credit (or HELOC)
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To review a different appraiser's report for verification
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In the case of a divorce in the state of Michigan, when real estate property needs to be divided
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To determine the true market value of a property to settle an estate
At ALLIED REAL ESTATE APPRAISERS, INC., we understand the individual needs of a customer after appraisal services.
Our customary business clients understand the appraisal process and the standard documents we provide. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it.
Professional appraisers, like the ones at ALLIED REAL ESTATE APPRAISERS, INC., will be objective. We'll tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer.
It gives you something tangible to show your buyer.
It's an independent third party's opinion of your property's value, and not just how much your home is worth.
Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby.
That only means you're paying more taxes than you should.
The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period.
An expert appraisal from ALLIED REAL ESTATE APPRAISERS, INC. is your number one weapon when contesting your property tax assessment.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners.
Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
We're experienced in helping customers just like you abolish unwanted PMI insurance.
Recently got a freeze to your HELOC?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value.
Not only can this be difficult from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out.
ALLIED REAL ESTATE APPRAISERS, INC. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal?
ALLIED REAL ESTATE APPRAISERS, INC. offers field reviews where we go out and check the subject and comparables.
If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? ALLIED REAL ESTATE APPRAISERS, INC. can help you with that.
While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.
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